Welcome, Health Benefits Trust
On this page you can review important information about your Delta Dental benefits, view collateral materials, and more.
Studies continue to show a connection between oral health and overall health, a connection that becomes even more important as people age. Because your mouth mirrors your overall health, dentists can detect up to 120 signs and symptoms of non-dental diseases during a routine dental exam, including heart disease and diabetes.
Delta Dental has the largest network of dentists locally and nationally. Nationwide, 3 out of 4 dentists participate in the Delta Dental network. There are 4,000+ participating dentists in North Carolina and 152,000+ participating dentists nationally. In North Carolina, there are 31% more in-network dentists than our closest competitor.
(Delta Dental of North Carolina Internal Data, 2023)
NC League of Municipalities Health Benefits Trust is designed for local governments, by local governments. This self-insured, member-governed health insurance goes above and beyond for its members, and offers benefits to meet the specific needs of cities, towns, counties and other governing bodies.
The Health Benefits Trust was established in 1983 by the North Carolina League of Municipalities as an alternative method of offering health, dental, life, and disability group benefits to NC communities. It provides employer group benefits (paid by the employer) for North Carolina local governments. Each employer group is fully insured.
Thank you for partnering with the Norht Carolina League of Municipalities for your Health Benefits needs!
Training Presentation
Helpful Resources
Benefit Videos
Dental Option 1 (with orthodontia)
View VideoDental Option 1 (without orthodontia)
View VideoDental Option 2 (with orthodontia)
View VideoDental Option 2 (without orthodontia)
View VideoDental Option 3 (with orthodontia)
View VideoDental Option 3 (without orthodontia)
View VideoFind a Dentist
Delta Dental has the largest network of dentists nationwide. Find the one that's right for you.