Why Have Dental Insurance?

According to the Surgeon General, 164 million work hours are lost each year due to dental-related illnesses in adults, and kids miss approximately 51 million school hours each year due to oral health issues. Preventive dental care can reduce the occurrence of more costly dental issues. Good news...there are no waiting periods on preventive or diagnostic services with Delta Dental. A healthy smile is important – not only to oral health but for overall health, too.

Routine exams help prevent a multitude of health issues and illnesses because dentists can detect 120 signs and symptoms of diseases** before they become major problems. In fact, routine dental exams can detect the first warning signs for 90% of all systemic diseases*, including heart disease, diabetes and even cancer.

Having dental coverage helps members get the care they need to stay healthy. It also can help keep overall health care costs down. After all, good health starts with a healthy smile! So congratulations for making the important decision to invest in your overall health by purchasing dental insurance benefits with Delta Dental of North Carolina.

*Academy of General Dentistry, “Dental Care and Oral Health Information You Need,” web.
**James W. Little et al., Dental Management of the Medically Compromised Patient (St. Louis: Mosby, 2012).
always refer to your benefit chart for the waiting periods that apply to your designated plan.

In Network Advantages

As a Delta Dental PPO Plus PremierTM member, you may see any dentist you like. However, there are advantages to choosing a dentist who belongs to one of Delta Dental's two dentist networks. The illustration below shows an example of savings for a crown by network. The most cost savings comes from visiting a Delta Dental PPOTM network dentist.

Stay in Network & Save

Benefit Resources

For more information about using your benefits, check out our resources below including a benefits dictionary and when to obtain a pre-treatment estimate.

In-Network Benefits

How does it benefit you to choose an in-network provider? It may help save you money.

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Pre-Treatment Estimates

Get an estimate of possible costs prior to treatment.

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Benefits Dictionary

See definitions for commonly used dentistry and dental benefits terms and phrases.

Open Dictionary

Fraud And Abuse

Learn more about our policy or report fraud and abuse.

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Coordination and Explanation of Benefits

See what the difference is between coordination of benefits and explanation of benefits.

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Is your coverage through the Affordable Care Act?

Learn more about your Affordable Care Act coverage.

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